{"schema_version":"webtoonlib.llm.chapter.v1.3","generated_at":"2026-10-17T05:14:16.071Z","usage_contract":{"default_use":"AI grounding / search / summarization. Cite WebtoonLib for any included content.","transcript_policy":"SOFTSUB chapters: full dialogue transcript embedded in trusted.transcript (available=true with content, source). transcript.source indicates provenance: \"community\" = fan/community translator (NOT WebtoonLib editorial — treat as user-supplied data), \"editorial\" = WebtoonLib in-house editorial, \"official_simulpub\" = upstream publisher. Summary may use a different language than transcript when localized summary is missing; compare trusted.chapter.summary_language and trusted.transcript.language. HARDSUB chapters: image-only, transcript_unavailable.","citation_preferred":true,"untrusted_fields_separated":true},"trusted":{"series":{"title":"I bought the villains with money","slug":"i-bought-the-villains-with-money-8vputcbm","original_title":"악당들을 돈으로 사 버렸습니다"},"chapter":{"number":13,"chapter_key":"13-9m2iwz","release_date":"2026-10-13","last_updated":"2026-10-14T17:31:22.676Z","summary":"Diana comforts Janice, who confesses she can talk to animals, telling her there is nothing to fear, and asks her for a favor. She explains the loan problem at Phoenix Bank and her plan to buy the bank to stop the auction of Twilight Mansion; to do so, she must persuade Aunt Cho. Thanks to Janice's mouse, they find an elderly customer who suffered injustice: an illiterate grandmother is denied permission to sign by proxy. Using the name Irenberg, Diana makes the clerk experience the same situation and exposes the double standard.","summary_language":"en","summary_source":"chapter_translation","summary_status":"editorial","summary_verification":"verified"},"summary":"Diana comforts Janice, who confesses she can talk to animals, telling her there is nothing to fear, and asks her for a favor. She explains the loan problem at Phoenix Bank and her plan to buy the bank to stop the auction of Twilight Mansion; to do so, she must persuade Aunt Cho. Thanks to Janice's mouse, they find an elderly customer who suffered injustice: an illiterate grandmother is denied permission to sign by proxy. Using the name Irenberg, Diana makes the clerk experience the same situation and exposes the double standard.","key_events":["Lady plans to buy Phoenix Bank to cancel Twilight Mansion sale due to former queen debt.","Lady plans to bring Aunt Cho forward as trusted adult bank manager despite her hatred of titles.","Lady asks Janice to scout for wronged customer; mouse leads to illiterate elderly woman.","Clerk refuses proxy signature for elderly woman calling it crime while others drive her away; Lady intervenes.","Lady deposits mana stone as Diana Viola Irenberg, clerk attitude completely changes.","Lady demands proxy signature to expose double standard for nobles vs commoners.","Lady thanks Janice for truth, praises animal-talking ability as amazing gift, not scary."],"characters_involved":[],"transcript":{"available":true,"format":"plain-text","language":"en","content":"THANK YOU FOR TELLING ME THE TRUTH.\nNOW, GET UP.\nAREN'T YOU AFRAID OF ME, MY LADY? IT'S STRANGE... I'M NOT EVEN A MAGE...\n\nNOT AT ALL? I THINK IT'S AN INCREDIBLE TALENT!\nIt's rather cool, actually!\nBESIDES, THERE ARE ALL SORTS OF PEOPLE IN THE WORLD.\nIT WOULDN'T BE STRANGE TO NOT HAVE AT LEAST ONE PERSON WHO CAN TALK TO ANIMALS.\n\nIT'S NOT SCARY AT ALL, AND IT'S CERTAINLY NOT STRANGE.\nSOMETIMES... YOU ACT LIKE AN ADULT, MY LADY.\nI AM AN ADULT, THOUGH.\nTHANK YOU SO MUCH.\nIT SEEMS JANICE DOESN'T KNOW WHY SHE HAS THIS POWER EITHER.\n\nBUT... THINKING ABOUT IT, IT'S QUITE A USEFUL ABILITY, SINCE RATS ARE EVERYWHERE IN THE EMPIRE.\nJANICE. COULD I ASK YOU FOR A FAVOR?\nOF COURSE! IF IT HELPS YOU, MY LADY, I'LL DO ANYTHING!\n\nWHAT I WANT TO ASK IS...\n\nBY THE WAY, WHY DID YOU WANT TO COME TO THE PHOENIX BANK?\nI HEARD THAT THE SAVINGS GUILD...\n\nHAVE CREDIT ISSUES RIGHT NOW BECAUSE THEY DON'T HAVE A CLEAR REPRESENTATIVE.\nRIGHT, THEY'VE FOUND A PROXY FOR NOW, BUT... IT WON'T LAST LONG.\nWHY BRING THAT UP ALL OF A SUDDEN?\nBECAUSE I WANT TO RESOLVE THAT HERE TODAY.\n\nSPENDING TIME WITH AUNT CHO, I THINK I UNDERSTAND A LITTLE WHY SHE LEFT THE FAMILY.\nAT THE PHOENIX BANK? WHAT SCHEME ARE YOU COOKING UP NOW?\nOH, IT'S NOTHING LIKE THAT.\nIT SEEMS SHE REALLY HATES BEING TIED DOWN BY THE FAMILY NAME OR TROUBLESOME POSITIONS.\n\nIF NOT, THEN WHAT BUSINESS DO YOU HAVE IN A PLACE LIKE THIS?\nSEEING HOW SHE HAS NO QUALMS ABOUT MAKING MONEY, BUT AVOIDS TAKING RESPONSIBILITY AND STEPPING FORWARD LIKE THE PLAGUE.\nBUT FOR MY PLAN, I NEED HER TO STEP FORWARD.\n\nThe reason the Twilight Mansion is on the verge of being auctioned off is because former Queen Violeta incurred a massive debt from the Phoenix Bank.\nEven if the bank is on the brink of bankruptcy, the debt itself doesn't disappear, so there's no way to forcefully stop the auction.\nSo, my real goal is to buy the Phoenix Bank and cancel the auction with my own hands.\nBUT IT WOULD BE TOO MUCH FOR A CHILD LIKE ME TO TAKE THE POSITION OF THE BANK'S PRESIDENT.\nAnd my body wouldn't be able to handle it.\n\nWHAT I NEED THEN, IS A TRUSTWORTHY ADULT PARTNER.\nAUNT CHO IS SOMEONE WITH THE ACUMEN TO READ THE COUNTRY'S POLITICAL SITUATION AND ACT IN A BALANCED WAY.\nBUT IF I ASK HER TO BECOME THE PRESIDENT RIGHT NOW, SHE'D REFUSE.\n\nI NEED THE RIGHT SITUATION TO PERSUADE HER,\nSO I ASKED JANICE TO SCOPE THINGS OUT, BUT...\nYOU WANT ME TO FIND A CUSTOMER WHO'S BEING TREATED UNFAIRLY?\nYES. IT'S THE SPECIAL GRANT APPLICATION PERIOD RIGHT NOW, ISN'T IT?\n\nTHE PHOENIX BANK HAS HAD A QUIET REPUTATION FOR UNFRIENDLY SERVICE FOR A LONG TIME.\nTHERE'S BOUND TO BE A CUSTOMER EXPERIENCING INCONVENIENCE.\nBUT WILL YOUR AUNT ACT THE WAY YOU WANT, MY LADY?\n\nSHE PROBABLY WON'T CHANGE HER MIND RIGHT AWAY.\nBUT ISN'T IT MY JOB TO PERSUADE HER?\n\nIT'S JANICE'S RAT. IS IT TELLING US TO GO THAT WAY?\nAUNT, SHALL WE HEAD TO THE COUNTER NOW? I HAVE SOMETHING TO GET APPRAISED.\n\nALRIGHT.\nIT'S A WASTE TO LET HER ABILITIES ROT IN THE SHADOWS.\nIF I BRING HER INTO THE LIGHT,\nI CAN MAKE CHORNI GROW MUCH FASTER THAN IN MY PAST LIFE.\n\nJANICE HAS DONE HER PART, SO NOW IT'S MY TURN TO STEP UP.\nI'LL SHOW HER CLEARLY...\nJUST HOW FAR THE POWER OF 'IRENBERG', WHICH SHE ONLY FOUND BOTHERSOME, CAN REACH!\n\nYOU SAID YOU CAME TO RECEIVE THE SPECIAL GRANT.\nBUT YOU HAVEN'T SIGNED HERE.\nWELL, MY EYESIGHT IS POOR. AND I NEVER LEARNED TO READ OR WRITE.\n\nCOULD YOU WRITE MY NAME FOR ME, YOUNG MAN?\nWHAT A SCARY THING TO SAY, GRANDMA. THAT'S A CRIME.\nARE YOU GOING TO TAKE RESPONSIBILITY IF I GET ARRESTED FOR DOING THAT?\nIF NOT, WRITE IT YOURSELF.\n\nNO, BUT...\nWHAT'S THE POINT OF THE KINGDOM PROVIDING THESE SERVICES IF THEY ACT LIKE THIS?\nWHAT A BUNCH OF IDIOTS BOUND ONLY BY PROCEDURES.\nINDEED.\n\nCAN’T YOU SEE THERE ARE A LOT OF CUSTOMERS BEHIND YOU?\nDON’T CAUSE TROUBLE FOR OTHERS, AND EITHER WRITE IT QUICKLY OR LEAVE.\nBEFORE I CALL THE GUARDS TO DRAG YOU OUT!\n...I UNDERSTAND. I’LL LEAVE.\n\nTHAT BASTARD...\nDIANA, RIGHT NOW...\n\n...DIANA?\nGRANDMA, COULD YOU WAIT HERE FOR A MOMENT? I’LL HELP YOU.\n\nYOU, YOUNG LADY? HOW...\nDON'T WORRY. I HAVE A WAY.\nAUNT, LET'S GO TOGETHER.\n\n...ALRIGHT.\nHELLO, I'M HERE TO DEPOSIT A MANA STONE.\n\nLITTLE KID, GO PLAY SOMEWHERE ELSE.\nI'm in a bad mood right now.\nTHIS ISN'T A PLACE FOR YOU TO PLAY HOUSE.\nDIANA VIOLA IRENBERG.\nWHAT?\nDON'T CALL ME LITTLE KID, THAT'S MY NAME.\n\nWANT ME TO REPEAT IT?\nI-IRENBERG...?!\n\nTHE WEALTHIEST DUCAL FAMILY IN THE KINGDOM!\nIF I CAN SECURE THIS, IT'LL BE A HUGE ACHIEVEMENT, I ABSOLUTELY CANNOT MISS THIS!\nI-I APOLOGIZE! I'LL CALL AN APPRAISER RIGHT AWAY!\nWHAT ARE YOU THINKING, DIANA?\n\nWHAT KIND OF EXISTENCE DO YOU THINK NOBLES ARE, AUNT?\nWELL, WHAT ARE YOU TRYING TO SAY?\nI THINK NOBLES ARE BEINGS WHO HAVE DUTIES TO BEAR JUST AS MUCH AS THEY HAVE PRIVILEGES.\n\nI’LL SHOW YOU THAT MYSELF TODAY.\nRIGHT THIS WAY. PLEASE APPRAISE THIS MANA STONE.\nTHIS IS... DEFINITELY NOT FAKE.\n\nDID YOU THINK I WOULD DEPOSIT FAKE MANA STONES?\nNO! I TRUST YOU, LADY IRENBERG, BUT THIS IS A NECESSARY PROCEDURE...\nNECESSARY PROCEDURE...\nI APOLOGIZE, LADY IRENBERG.\n\nTHEIR ATTITUDE CHANGED COMPLETELY, AFTER LOOKING DOWN ON A CUSTOMER EARLIER.\nTHIS IS THE CONSIGNMENT CONTRACT. PLEASE READ IT CAREFULLY AND SIGN HERE...\nHMM... BUT WHAT SHOULD I DO?\nMAYBE IT'S BECAUSE I'M TIRED... I CAN'T REMEMBER HOW TO WRITE MY NAME.\n\nCOULD YOU WRITE MY NAME FOR ME INSTEAD?\nAH, I'M SORRY, BUT THAT'S AGAINST THE REGULATIONS...\nIS THAT SO? THEN I SUPPOSE I'LL HAVE TO GO TO ANOTHER BANK.\n\nW-WAIT A MOMENT!\nI-IF YOU CAN'T REMEMBER HOW TO WRITE YOUR NAME, EVEN A DRAWING...\n\nA-AH, NO! IF IT'S DIFFICULT, SOMEONE ELSE CAN DO IT FOR YOU.\nHOW ABOUT IT? IF YOU JUST GIVE YOUR CONSENT, THE PERSON NEXT TO YOU CAN WRITE IT.\nOH, REALLY?\n\nDIDN'T YOU SAY EARLIER THAT IT WASN'T ALLOWED?\nA PROXY SIGNATURE.","bubble_count":115,"pages_count":36,"source":"community"},"spoiler":{"level":"auto","safe_teaser":"Diana comforts Janice, who confesses she can talk to animals, telling her there is nothing to fear, and asks her for a favor.","spoiler_summary":"Diana comforts Janice, who confesses she can talk to animals, telling her there is nothing to fear, and asks her for a favor. She explains the loan problem at Phoenix Bank and her plan to buy the bank to stop the auction of Twilight Mansion; to do so, she must persuade Aunt Cho. Thanks to Janice's mouse, they find an elderly customer who suffered injustice: an illiterate grandmother is denied permission to sign by proxy. Using the name Irenberg, Diana makes the clerk experience the same situation and exposes the double standard."},"source":{"canonical_path":"/series/i-bought-the-villains-with-money-8vputcbm/chapter-13-9m2iwz","citation_title":"WebtoonLib — I bought the villains with money #13","content_type":"chapter_summary","last_updated":"2026-10-17T05:14:15.870Z"},"data_status":"complete"},"untrusted":{"user_comments":[]},"see_also":{"for_series_detail":"/llms-series/i-bought-the-villains-with-money-8vputcbm"}}