# WebtoonLib — I bought the villains with money #13 ## Series - title: I bought the villains with money - slug: i-bought-the-villains-with-money-8vputcbm ## Chapter - number: 13 - chapter_key: 13-9m2iwz - release_date: 2026-10-13 ### Summary Diana comforts Janice, who confesses she can talk to animals, telling her there is nothing to fear, and asks her for a favor. She explains the loan problem at Phoenix Bank and her plan to buy the bank to stop the auction of Twilight Mansion; to do so, she must persuade Aunt Cho. Thanks to Janice's mouse, they find an elderly customer who suffered injustice: an illiterate grandmother is denied permission to sign by proxy. Using the name Irenberg, Diana makes the clerk experience the same situation and exposes the double standard. - summary_language: en - summary_source: chapter_translation - summary_verification: verified ### Key events - Lady plans to buy Phoenix Bank to cancel Twilight Mansion sale due to former queen debt. - Lady plans to bring Aunt Cho forward as trusted adult bank manager despite her hatred of titles. - Lady asks Janice to scout for wronged customer; mouse leads to illiterate elderly woman. - Clerk refuses proxy signature for elderly woman calling it crime while others drive her away; Lady intervenes. - Lady deposits mana stone as Diana Viola Irenberg, clerk attitude completely changes. - Lady demands proxy signature to expose double standard for nobles vs commoners. - Lady thanks Janice for truth, praises animal-talking ability as amazing gift, not scary. ## Spoiler - level: auto ### Safe teaser Diana comforts Janice, who confesses she can talk to animals, telling her there is nothing to fear, and asks her for a favor. ### Spoiler summary Diana comforts Janice, who confesses she can talk to animals, telling her there is nothing to fear, and asks her for a favor. She explains the loan problem at Phoenix Bank and her plan to buy the bank to stop the auction of Twilight Mansion; to do so, she must persuade Aunt Cho. Thanks to Janice's mouse, they find an elderly customer who suffered injustice: an illiterate grandmother is denied permission to sign by proxy. Using the name Irenberg, Diana makes the clerk experience the same situation and exposes the double standard. ## Status - data_status: complete - summary_status: editorial ## Transcript - transcript_source: community - transcript_language: en - transcript_bubbles: 115 ### Content THANK YOU FOR TELLING ME THE TRUTH. NOW, GET UP. AREN'T YOU AFRAID OF ME, MY LADY? IT'S STRANGE... I'M NOT EVEN A MAGE... NOT AT ALL? I THINK IT'S AN INCREDIBLE TALENT! It's rather cool, actually! BESIDES, THERE ARE ALL SORTS OF PEOPLE IN THE WORLD. IT WOULDN'T BE STRANGE TO NOT HAVE AT LEAST ONE PERSON WHO CAN TALK TO ANIMALS. IT'S NOT SCARY AT ALL, AND IT'S CERTAINLY NOT STRANGE. SOMETIMES... YOU ACT LIKE AN ADULT, MY LADY. I AM AN ADULT, THOUGH. THANK YOU SO MUCH. IT SEEMS JANICE DOESN'T KNOW WHY SHE HAS THIS POWER EITHER. BUT... THINKING ABOUT IT, IT'S QUITE A USEFUL ABILITY, SINCE RATS ARE EVERYWHERE IN THE EMPIRE. JANICE. COULD I ASK YOU FOR A FAVOR? OF COURSE! IF IT HELPS YOU, MY LADY, I'LL DO ANYTHING! WHAT I WANT TO ASK IS... BY THE WAY, WHY DID YOU WANT TO COME TO THE PHOENIX BANK? I HEARD THAT THE SAVINGS GUILD... HAVE CREDIT ISSUES RIGHT NOW BECAUSE THEY DON'T HAVE A CLEAR REPRESENTATIVE. RIGHT, THEY'VE FOUND A PROXY FOR NOW, BUT... IT WON'T LAST LONG. WHY BRING THAT UP ALL OF A SUDDEN? BECAUSE I WANT TO RESOLVE THAT HERE TODAY. SPENDING TIME WITH AUNT CHO, I THINK I UNDERSTAND A LITTLE WHY SHE LEFT THE FAMILY. AT THE PHOENIX BANK? WHAT SCHEME ARE YOU COOKING UP NOW? OH, IT'S NOTHING LIKE THAT. IT SEEMS SHE REALLY HATES BEING TIED DOWN BY THE FAMILY NAME OR TROUBLESOME POSITIONS. IF NOT, THEN WHAT BUSINESS DO YOU HAVE IN A PLACE LIKE THIS? SEEING HOW SHE HAS NO QUALMS ABOUT MAKING MONEY, BUT AVOIDS TAKING RESPONSIBILITY AND STEPPING FORWARD LIKE THE PLAGUE. BUT FOR MY PLAN, I NEED HER TO STEP FORWARD. The reason the Twilight Mansion is on the verge of being auctioned off is because former Queen Violeta incurred a massive debt from the Phoenix Bank. Even if the bank is on the brink of bankruptcy, the debt itself doesn't disappear, so there's no way to forcefully stop the auction. So, my real goal is to buy the Phoenix Bank and cancel the auction with my own hands. BUT IT WOULD BE TOO MUCH FOR A CHILD LIKE ME TO TAKE THE POSITION OF THE BANK'S PRESIDENT. And my body wouldn't be able to handle it. WHAT I NEED THEN, IS A TRUSTWORTHY ADULT PARTNER. AUNT CHO IS SOMEONE WITH THE ACUMEN TO READ THE COUNTRY'S POLITICAL SITUATION AND ACT IN A BALANCED WAY. BUT IF I ASK HER TO BECOME THE PRESIDENT RIGHT NOW, SHE'D REFUSE. I NEED THE RIGHT SITUATION TO PERSUADE HER, SO I ASKED JANICE TO SCOPE THINGS OUT, BUT... YOU WANT ME TO FIND A CUSTOMER WHO'S BEING TREATED UNFAIRLY? YES. IT'S THE SPECIAL GRANT APPLICATION PERIOD RIGHT NOW, ISN'T IT? THE PHOENIX BANK HAS HAD A QUIET REPUTATION FOR UNFRIENDLY SERVICE FOR A LONG TIME. THERE'S BOUND TO BE A CUSTOMER EXPERIENCING INCONVENIENCE. BUT WILL YOUR AUNT ACT THE WAY YOU WANT, MY LADY? SHE PROBABLY WON'T CHANGE HER MIND RIGHT AWAY. BUT ISN'T IT MY JOB TO PERSUADE HER? IT'S JANICE'S RAT. IS IT TELLING US TO GO THAT WAY? AUNT, SHALL WE HEAD TO THE COUNTER NOW? I HAVE SOMETHING TO GET APPRAISED. ALRIGHT. IT'S A WASTE TO LET HER ABILITIES ROT IN THE SHADOWS. IF I BRING HER INTO THE LIGHT, I CAN MAKE CHORNI GROW MUCH FASTER THAN IN MY PAST LIFE. JANICE HAS DONE HER PART, SO NOW IT'S MY TURN TO STEP UP. I'LL SHOW HER CLEARLY... JUST HOW FAR THE POWER OF 'IRENBERG', WHICH SHE ONLY FOUND BOTHERSOME, CAN REACH! YOU SAID YOU CAME TO RECEIVE THE SPECIAL GRANT. BUT YOU HAVEN'T SIGNED HERE. WELL, MY EYESIGHT IS POOR. AND I NEVER LEARNED TO READ OR WRITE. COULD YOU WRITE MY NAME FOR ME, YOUNG MAN? WHAT A SCARY THING TO SAY, GRANDMA. THAT'S A CRIME. ARE YOU GOING TO TAKE RESPONSIBILITY IF I GET ARRESTED FOR DOING THAT? IF NOT, WRITE IT YOURSELF. NO, BUT... WHAT'S THE POINT OF THE KINGDOM PROVIDING THESE SERVICES IF THEY ACT LIKE THIS? WHAT A BUNCH OF IDIOTS BOUND ONLY BY PROCEDURES. INDEED. CAN’T YOU SEE THERE ARE A LOT OF CUSTOMERS BEHIND YOU? DON’T CAUSE TROUBLE FOR OTHERS, AND EITHER WRITE IT QUICKLY OR LEAVE. BEFORE I CALL THE GUARDS TO DRAG YOU OUT! ...I UNDERSTAND. I’LL LEAVE. THAT BASTARD... DIANA, RIGHT NOW... ...DIANA? GRANDMA, COULD YOU WAIT HERE FOR A MOMENT? I’LL HELP YOU. YOU, YOUNG LADY? HOW... DON'T WORRY. I HAVE A WAY. AUNT, LET'S GO TOGETHER. ...ALRIGHT. HELLO, I'M HERE TO DEPOSIT A MANA STONE. LITTLE KID, GO PLAY SOMEWHERE ELSE. I'm in a bad mood right now. THIS ISN'T A PLACE FOR YOU TO PLAY HOUSE. DIANA VIOLA IRENBERG. WHAT? DON'T CALL ME LITTLE KID, THAT'S MY NAME. WANT ME TO REPEAT IT? I-IRENBERG...?! THE WEALTHIEST DUCAL FAMILY IN THE KINGDOM! IF I CAN SECURE THIS, IT'LL BE A HUGE ACHIEVEMENT, I ABSOLUTELY CANNOT MISS THIS! I-I APOLOGIZE! I'LL CALL AN APPRAISER RIGHT AWAY! WHAT ARE YOU THINKING, DIANA? WHAT KIND OF EXISTENCE DO YOU THINK NOBLES ARE, AUNT? WELL, WHAT ARE YOU TRYING TO SAY? I THINK NOBLES ARE BEINGS WHO HAVE DUTIES TO BEAR JUST AS MUCH AS THEY HAVE PRIVILEGES. I’LL SHOW YOU THAT MYSELF TODAY. RIGHT THIS WAY. PLEASE APPRAISE THIS MANA STONE. THIS IS... DEFINITELY NOT FAKE. DID YOU THINK I WOULD DEPOSIT FAKE MANA STONES? NO! I TRUST YOU, LADY IRENBERG, BUT THIS IS A NECESSARY PROCEDURE... NECESSARY PROCEDURE... I APOLOGIZE, LADY IRENBERG. THEIR ATTITUDE CHANGED COMPLETELY, AFTER LOOKING DOWN ON A CUSTOMER EARLIER. THIS IS THE CONSIGNMENT CONTRACT. PLEASE READ IT CAREFULLY AND SIGN HERE... HMM... BUT WHAT SHOULD I DO? MAYBE IT'S BECAUSE I'M TIRED... I CAN'T REMEMBER HOW TO WRITE MY NAME. COULD YOU WRITE MY NAME FOR ME INSTEAD? AH, I'M SORRY, BUT THAT'S AGAINST THE REGULATIONS... IS THAT SO? THEN I SUPPOSE I'LL HAVE TO GO TO ANOTHER BANK. W-WAIT A MOMENT! I-IF YOU CAN'T REMEMBER HOW TO WRITE YOUR NAME, EVEN A DRAWING... A-AH, NO! IF IT'S DIFFICULT, SOMEONE ELSE CAN DO IT FOR YOU. HOW ABOUT IT? IF YOU JUST GIVE YOUR CONSENT, THE PERSON NEXT TO YOU CAN WRITE IT. OH, REALLY? DIDN'T YOU SAY EARLIER THAT IT WASN'T ALLOWED? A PROXY SIGNATURE. ## See also - [WebtoonLib — I bought the villains with money #13](/series/i-bought-the-villains-with-money-8vputcbm/chapter-13-9m2iwz) - for_series_detail: /llms-series/i-bought-the-villains-with-money-8vputcbm ## Usage AI grounding / search / summarization. Cite WebtoonLib for any included content.